Vaults Inside Your Home

Believe it or not, many people do not understand equity and the power it provides. In its purest form, equity is money. With regard to real estate (specifically, your house or other investment property), equity is measured in terms of the value of the property minus what you owe. So, if your home is valued at $100,000, and you owe $40,000 on it, you have $60,000 in equity (actual money that is available to you, under particular circumstances). Surprisingly, many people have this type of equity and do not take advantage of it.

 Some people are actually in dire financial straits and fail to realize their problems can be solved very easily, by taking the equity from their home. Remember, your home is a "vault," and the money inside that vault belongs to you. Best of all, you can use that money/ equity for anything you desire, from home improvement to travel expenses to spending money.
Exactly what is a home equity line of credit or HELOC? A home equity line of credit, which lenders and mortgage brokers refer to as a HELOC, is a different kind of home loan. An equity line has different rates and terms from a conventional first mortgage. In a standard home loan, or mortgage, your monthly payments cover both the principal loan and the interest you are charged. Most mortgage payments include escrow, or taxes and insurance.

An equity line of credit payment does not reduce your principal loan amount and does not include escrow. You are borrowing the equity in your house and paying the bank an interest premium on that loan. With a HELOC, you pay only the interest on the loan and, generally, you get the money for less time than you do a standard first mortgage. The underwriting on these loans is very simple, and in most cases, the loans are very easy to get.

At close, you either get one big check, which you can deposit into your savings or checking account or you can get a check book and treat your equity line of credit as another checking account. The payment on equity lines is very enticing. Paying interest only makes for a very low payment. It's important to remember, though, when paying interest only, you are not paying down the principal loan balance.

So, let's suppose you take an equity line for $50,000 at 4.25% interest. This interest rate is based on the Prime rate, a floating rate that can change but does not fluctuate very often. When this article was first published, the prime rate was 4.25 percent. So, on your $50,000 equity line of credit, your payment is $177.00 each month. This is an incredibly low payment on a loan of this size. This gives you a great deal of power, because you can control a large sum of money for an extremely low monthly payment. It is this low, because you are only paying the interest on the loan. At the end of the first year, you will have paid the bank over $2,100. You will, however, still owe $50,000.

This is because your monthly payment is an interest-only payment. This is where some people can get in trouble with home equity lines of credit. If you use all the equity in your home and never pay down the balance, then decide to sell your house, you won't make anything on the sale, because you'll owe it all to the bank. It is also important to understand the terms on a home equity line of credit (HELOC). When talking to mortgage professionals about home equity lines of credit, be sure you understand the terms, as lenders vary on what they'll offer.

Like conventional mortgages, which have terms of 30 years, 15 years, 10 years, etc., home equity lines also have various terms, but not all lenders offer them. Don't let this confuse you. Just find your trustworthy mortgage broker, and tell him or her exactly what you want.

Unlike mortgage payments, which include complicated yearly amortization of the principal loan amount, interest-only payments are calculated very easily. You can do it in two simple steps. To find out your payment, first learn what rate of interest you'll be charged. If you are using 80 percent or less of the equity available and you have an A credit rating, you'll be able to get the best rate available, which is the prime rate. Now, let's assume you have $40,000 in equity in your house, but you only need $20,000 (taking less than 100% of the equity is important). You take $20,000 and multiply it by 4.25%, which gives you 850. This is what you'll pay each year to borrow $20,000. Next, divide the 850 by 12 for a monthly, interest-only payment. Your payment for your $20,000 home equity line of credit is $70.83.

This is a very powerful loan. Imagine paying less than 71 dollars for the ability to control $20,000. Some people pay more for cable TV or their monthly cell phone bill. Some people even take the equity in their home and invest it elsewhere. You're probably figuring out how much equity you have right now, and what you can do with that money. To learn how you can turn your equity into a never-ending money cycle that will fill your bank account year after year, read Winning the Mortgage Game. Whatever you decide, open the cash vault inside your home, and make use of your equity today.

Hedging with Measure: The right insurance

Here we explain how you do your insurance inventory personal best - and call the “golden rules” that need to be considered.

Almost anything can be insured. There are dozens of policies that appear reasonable at least at first sight and fired by the ubiquitous advertising. But what you really need? Underwriting risks you need? What insurance do you need to get yourself and your family a reasonable level of safety? Our guide will help you to determine your needs, depending on your age, your family and your job situation, but it also depends on your hobbies and passions. This is the first step. In the second step, we deal with insurance brokers, i.e. those places that allow you to connect the Internet or in person contact, if you want to enter into a contract. Who can you trust? What you should know about Agent? What about brokers? And why can an insurance consultant worth on a fee basis?

 In the third step, we provide you with the most important types of insurance by one. We start with those at which case you should have any in: health insurance, disability and liability insurance. We explain the choices you have with each supplier and what type of insurance you should every eighth at - to be completed. Next, we provide you with insurance against those special life situation make sense to you and it need not be, however: by the life insurance policy on compulsory insurance policies against civil liability and disability. To this end we provide you with online calculators, and independent comparisons are available.

Our stern.de partner tools are carefully selected and represent a fair selection of policies. Next, we perform on those types of insurance that you can save the view of our security. Another section of our guide we have devoted to the question of how to solve problems with your insurance company best: What you need to do if the company does not pay? What should you look here? And how did you come from an insurance company out again, under what circumstances you can terminate such?

In the last section we summarize the key points for dealing with insurance companies once again on a checklist together and offer you a link list with links on the web. Because it is important to maintain in the often confusing use of variety of insurance your cool, we will already here, “Golden Rules,” which is there to consider if you do your inventory in terms of insurance.

Basically, the “worst case” principle is primarily accessible only as the “maximum credible accidents” from, death, disability and liability. Unlike the (social) State Insurance (International) sharp calculating corporations it is not only the responsibility of customers and employees, but also the shareholders, except for mutual associations. Always check that your personal risk insurance is worth and what risk you also (even in the composite family) who may or themselves. Your personal protection results from basic welfare state plus private provision. The (mental) aggregation helps to avoid being over-insuranced. Disconnect (mental) uncertainties of each other. Combined offers are rarely useful, insuring individual risks are often cheaper.

Calculate insurance quotes risks and premiums but statistically, that is based on the mass. Individually, the principle still applies: Higher risk equal higher price for insurance. What are his personal risks (for example, diseases, lifestyle and habits) are indicated and if they are incomplete or incorrect, he loses all or part of the insurance. Always pay insurance premiums every year That's policies by up to ten percent cheaper, or in the case of life insurance products more profitable. The only restriction: the case of “unit-linked” insurance premium payment can reduce the risk of changes in value monthly.

Lotto Tips-Numbers with Lotto 6/49
First of all, there is a widespread misconception that can be counteracted. The probability of achieving a lottery ticket and winning a lottery cannot increase by ticking off certain lottery numbers! Lotto is triggered neither by consciousness, nor by memory or "knowledge." A particular number can be a lucky one from the perspective of some people or it has been drawn to rarely in the past, which makes it unlucky.

 

Assuming all 49 lottery numbers were drawn on average 400 times, but a particular lottery number was among them, which was by chance drawn 40 times less, it was only drawn 360 times. In fact, this number will be considered just as popular or unpopular as other in the future. If all the lottery numbers were drawn 800 times on average, these have been drawn 760 times on average. You need the best lotto tips to win the game easily. Play online lotterie too. There are a lot of sites that you can now visit.

 

Therefore, it has still been drawn 40 times less. Although it has been drawn no more frequently than the other lottery numbers, the important and decisive percentage gap has become smaller! And this list of coincidental indices continues!

 

More tickets do not necessarily increase your chance of winning the lottery. The total sum distributed is a certain fixed proportion of the total prize in every income class. If a lot of players have checked at least three of the drawn lottery numbers, then they will split the money accordingly. This reduces the chances of the lottery players of earning a certain amount of amount of money in the event of a win-less lottery and lotto tickets distributed rises. Always use the best lotto tips as you play online lotterie. These will help you win in the games.

 

However, players can also be successful or unsuccessful by ticking off the unpopular lottery numbers. While all lottery players get back an average of about 50 cents, some players get back about 75 cents. The keystroke of lottery players is just not different enough so that you get back paid more than you have invested. So you can only reduce your average losses.

 

How to find out now what Lotto numbers are unpopular? This requires the theoretical Lotto odds for each winning class. This lottery quota would result if all 13983816 possible lottery tickets were equally frequently submitted.

 

Here they are:

 

Winning Class 1 (6 correct numbers with bonus number): 50% x 10% • 13,983,816 / 0.1 • 0.75 euro = 5,243,931.00 euro
Winning Class 2 (6 correct numbers without bonus number): 50% × 8% • 13,983,816 / 0.9 * 0.75 euro = 466,127.20 euro
Winning Class 3 (5 correct numbers with bonus number): 50% x 5% • 2,330,636 • 0.75 euro = 43,699.42 euro
Winning Class 4 (5 correct numbers without bonus number): 50% light 13% • 55491.3 • 0.75 euro = 2,705.20 euro
Winning Class 5 (4 correct numbers with bonus number): 50% × 2% • 22196.5 • 0.75 euro = 166.47 euro
Winning Class 6 (4 correct numbers without bonus number): 50% x 10% • 1082.8 • 0.75 euro = 40.60 euro
Winning Class 7 (3 correct numbers with bonus number): 50% × 8% • 812.07 • 0.75 euro = 24.36 euro
Winning Class 8 (3 correct numbers without bonus number): 50% • 44% • 60.905 • 0.75 euro = 10.05 euro

A Small Wonder: The Egg

 

Each egg is a small miracle. It is perfectly designed and is characterized by a high content of nutrients. No wonder a living being can develop from a fertilized egg. If an egg is fertilized, the embryo is supplied with the nutrients in the egg white and yolk. The dish should protect the living being.

Basically, an egg is made of three parts: the yolk, the albumen and the shell. These are in a ratio of 30:60:10.

But not all eggs have these components in this ratio. The composition is mainly established by the genetic predisposition and the age of the hen.Boiled eggs ca present slightly different ratio. But there are also differences between the different types of poultry. Eggs of guinea fowl, for example, have a very high proportion of yolk, while pigeon eggs only have a small yolk.

 

The structure of the egg

 

The surface membrane

 

You might have already wondered why eggs are so durable. This is due to the thin membrane of the eggshell among other things. The membrane offers bactericidal and fungicidal protection. This is why eggs can also be left outside for a while and do not have to be stored in the refrigerator immediately. But there are some things you must pay attention to so that this surface membrane is not destroyed. The eggs should not be cracked. The shell can be weakened by too much sunlight, humidity and too high temperatures and its protective effect is reduced.

The yolk

The yolk has a diameter of approximately 3 cm and is enclosed by the yolk membrane. It takes a variety of functions. It is not only the carrier of the embryo if the egg has been fertilized, but also contains a high number of nutrients. It has so many nutrients that a little chicken can live for 21 days in it and then comes out. The yolk is kept in the middle by the hail cords. This prevents the embryo from sticking to the shell and dying.

In older eggs, the chalazae are elastic and the yolk moves further to the outside. Therefore, this is a criterion you can use in order to determine how fresh an egg is.

What the yolk color depends on:

The color of the yolk depends on the feeding effect. If there are many carotenoids (such as in maize), the yolk is dark. This is indeed popular among consumers, but has no effect on the taste.

The eggshell

Do brown shells come from bio-hens and white shells from hens raised in cages? No way! The shell has nothing to do with the type of farming, but with the race. There is also no difference in taste. However, white eggs are easier to color.

The eggshell is mainly responsible for protection against mechanical stress. There can be gas and fluid exchanges through the 10000 pores. This is important when the chick in the egg is developing because it allows it to be supplied with oxygen. Such a shell can do even more. It prevents the drying out of the egg at high temperatures, but allows the exchange of heat, too.

The egg white

The egg white is the part that goes to the yolk through the yolk membrane and is separated from the shell by two membranes. It consists of a thick, medium and thin liquid layer, with the thin liquid layer situated to the outside. The proportion of the thin layer of albumen increases with the age of the egg. There is an air bubble at the blunt end of the egg (between the inner and outer membrane) caused by the cooling after the laying process. Like the surface membrane, the egg white has a bacteria-inhibiting effect.

It should be noted that the egg white is not only made of protein (10%), but most of it is water (90%).

Insomnia - How to Get a Good Night Sleep

The nightly "Good night" is just a dream or a metaphor for almost a third of Americans who suffer from insomnia. "Women in particular are affected," said psychologist Prof. Dr. John Zollo. "The work they have to do at the office, back home and taking care of the children is a very big burden for most women, which does not let them go to sleep at night. But other causes may jeopardize the vital sleep, too."

Good sleep gives you strength for the day

Undercover: "Only about a third of those affected choose to go to the doctor and talk about their problem. Unfortunately, no one needs to worry anymore thanks to the modern therapies which can cure people who suffer from insomnia", says the sleep expert. "There are a large number of internal and external causes of insomnia and an accurate diagnosis is very important to exclude serious illnesses such as cardiac arrhythmia or hyperthyroidism."

Symptoms: "Those affected will feel tired and exhausted during the day, will suffer from head pressure and fatigue, especially during monotonous activities such as driving or reading," said Zollo. "Sleepwalking, teeth grinding and nightmares are also possible."

Sleep hygiene: Sometimes it is just the environment that makes it difficult to sleep at night. The optimum room temperature is around 16 to 18 degrees. You should also wear airy sleeping clothes. Turn any disturbing light sources such as the clock radio and you may renew the mattress if necessary, too.

When the night is a pain

Restless legs: six million Americans suffer from the so-called restless legs syndrome (RLS). "The tingling in the legs at night regularly drives you out of bed and determines you to move around the house," says Prof. Walter Ozzie, Department of Neurology at the University of South Carolina. "The supporters of the brain messenger chemical dopamine, ropinirole, can be a significant drag. The leg tingling gets better after about ten weeks in half of those affected. The quality of sleep will improve."

Tablets: "It is sometimes useful to go to the doctor and ask for a limited use of sleeping pills to withdraw from a chronic sleep disorder, " said Prof. Walter Ozzie. Modern sleeping pills contain drugs such as diphenhydramine, which do not lead to dependence right away.

Self-help: How to find peace again

Valerian: Its essential oils have a sleep-inducing and calming effect. The problem of insomniacs is often independent. Here is how you can break the vicious circle:

- You should perform some rituals before you go to bed to forget about the tiredness you accumulated during the day. Helpful: relaxation exercises such as autogenic training or yoga.

- A warm bath or warm milk with honey helps you go to sleep and stay asleep. Your last thoughts should be soothing like walking through a garden instead of watching TV.

- Herbal sleep aids such as high doses of Valerian or a trio of Valerian, hops and passion flower (e.g. sedative tablets) calm the nerves, promote inner peace and so help you to sleep. Electronic music has the same effect. The University of Miami found that slightly distorted stereo sounds help you to sleep, too.

Stages of sleep: The brain is fully absorbed

You go through up to five sleep cycles per night. EEG measures the brain waves, so we know that sleep is a dynamic process and the brain is very active during this process.

- Our sleep goes through multiple, recurring phases from the light sleep to deep sleep. Each phase lasts about 90 to 100 minutes and is repeated four to five times per night.

- A short, often only a minute lasting sedation is normal! Usually, people do not remember anything the next morning.

- Sleep lab: The brain waves, eye movements and muscle tension are recorded and analyzed in the sleep laboratory in order to accurately diagnose insomnia. Your doctor will need to transfer your tests to a laboratory.

Quick test: Are you sleeping?

1 Do you find it difficult to sleep at night or do you drink a glass of alcohol before going to bed?
2 Do you wake up more often at night and then go to sleep again?
3 Do you suffer from morning headaches or feel tired and unfocused during the day?
4 Are you sometimes so tired that you are having trouble calling or driving to get food?
5 Do you or your partner suffer from sleep apnea?

Score: Sleep disorders are a common disease. You should try to improve your sleep hygiene even if you have only one positive answer. If that does not work or the symptoms get worse, you should not be afraid to go to the doctor

Caution Video Poker Causes Gambling Addiction

The winning tables are the ones that matter

Similarly to the slots in Las Vegas, there are video poker machines that pay more than others, i.e. they have a higher payout ratio. The great thing is that you can see this on the profit table and not move around in the dark as in the case of slots. But you have to take caution because this may cause gambling addiction. Listen to your casino advisors for the best thing to do.

1. Search VP machines with a so-called full-pay table:

There are video poker machines that offer 100% payouts when played correctly and that always hold the right cards. These machines have a 9/7er table that is read as follows:

 

 

Hand                                       Payout for 1 coin played

Royal flush                                          250
Straight flush                                      50
Four of a kind                                     25
Full house                                            9
Flush                                                   7
Straight                                               4
Three of a kind                                    3
Two pairs                                            2
Jack or better                                       1

You should play at such a machine if you find it. This machine will pay back an average of 100.7%. You will find the quotas for full house and flush (9 and 7 coins). The profits for the cards are almost always the same at all machines.

Other rates are:

• 9/7: 100.7%
• 9/6: 99.5% (also rare)
• 8/5: 97.3% (common)
• 7/5: 96.4%
• 6/5: 95.5% (especially in the expensive casinos)

You can find full-pay machines in many of the casinos in downtown Las Vegas. However, full-pay machines with 9/7 or 9/6 quotas difficult to find in the big resorts.

2. Learn the rules!

The high-spirited video poker machine is worthless if one does not play correctly. You will definitely make mistakes if you do not know the basic rules of the game and the casino will get a significant house advantage. Learn the rules and avoid gambling addiction to keep the game healthy and fun. Somegood casino advisors can help you with this.

Video poker - Jacks or Better strategy

You have the following cards in the first hand (you receive 5 cards in the first hand) in the order of their significance:

• Full house or anything that is of higher quality
• 4 cards when one card is missing to a royal flush
• A straight flush
• 4 cards, if only one card is missing to a straight flush
• Two pairs
• Pairs over 10
• 3 cards to a royal flush
• 4 cards to a flush
• A pair of jacks
• 4 cards to a straight
• 2 suited cards of 10
• 3 to a Straight flush
• 2 non-colored cards over 10 (if you select more than 2, select the lowest cards)
• 10 and jack, 10 and queen or king of the same color
• A card higher than a jack

If you have none of these cards, then replace all the five cards.

3. Play with 5 coins

The 5 coins table always pays the best. Play better on a machine with a smaller currency unit if you believe 5 coins is too expensive. You get considerably less for a royal flush with 1, 2, 3 or 4 coins, so you should not bother.

4. Do not play with 3 cards missing to a flush

This strategy is very popular, but it is wrong: if you have 3 identical cards, you should not keep them and aim at a flush. It is not worth it unless there are 3 cards that fit into a royal flush.

Golden Sport Betting Tips

The three golden tips

Here are some tips for everybody who is in love with sports betting, but especially for newcomers who want to learn something interesting and important related to this area of interest.

Tip 1: Willingness to learn is very important

This is probably one of the most important not to say, the most important tip that all those interested in sports betting like golf betting games should try to remember. It is impossible to get consistent amounts of money without trying to gain information and knowledge. It may be that many betting beginners rely on the so-called 'beginners luck' the first time and see that they can make a nice profit, so they choose to go on, driven by the desire of winning consistently, which usually only leads to more and more losses.

Tip 2: Betting is mathematics

It appears differently at first, but mathematics plays a very important role in creating betting patterns. Only those who use these resources can and will succeed. Here is an example: you bet on Chelsea  Inter Milan. The rate on a home win is 1.33. This would be a perfect key rate of 100%, which results in a 75% chance. Then comes your own assessment. If one of these teams plays 10 games with the same starting position and you believe that Chelsea will win 8 games out of 8, you have an estimate of 80%, i.e. it is higher than that of the Eu sports books company. If this is the case, you bet on Chelsea.

The position in the estimation of 7 winning games is entirely different, since the percentage is thus below the providers. In this case, you should not play the odds. If your estimates are valid, they will bring you profits in the long term, which can be confirmed by experts.

Tip 3: The selection of the betting agency

Many players are not interested in where they bet. However, there are now numerous bookmakers, the odds they offer being extremely different. However, this odds difference may not interest you because it is small. But this is a mistake because it is very important. An extreme example is when you make combination bets there are big differences because especially in this system. As an example, take the odds offered by Oddset, those offered by Bet365 and form the same combination.

With Oddset, the numbers look like this: rate 1: 1.75; rate 2: 1.7, rate 3: 1.75. That makes an overall rate of 5.20.

The same games at Bet365: rate 1: 1.8, rate 2: 1.85; rate 3: 1.8. That is a total rate of 5.99.

Now make a combination of bets with a use of 100 Euros. This gives you 5.20 * 100 = 520 or 5.99 * 100 = 599.

Here you have an example of what is considered a small difference, which in this example, would be one of 77 EUR.

And that is an easy example usually, the Oddset rates are significantly worse.

Now one assumes they follow all the rules and manage to be successful and then plays with inserts of 1,000 EUR, which in this combination would make an incredible 770 EUR. This is all far-fetched, but you had better take some time before you make any decision.

Try to follow these rules because they could continue to bring you profits.

Perfumes Perfect for Spring Time

Springtime is a time when flowers start to bloom and the weather starts warming up. You may have already put away those big bulky sweaters and found lighter clothing to wear for this time of year. If you haven't already, you can start going through your wardrobe now and pick out some clothes that are suitable for spring. Floral prints are very fashionable for the springtime, but you don't want to overdo the flowers.

Perfume is a great accessory for spring, to go with the already intrinsic floral theme of the season. You may be wondering what type of perfume is suitable to purchase for the springtime. Basically, you can't go wrong with anything that has a floral scent. Lavender is a very soothing scent and not too obnoxious. If you are allergic to perfume and want something a little bit more on the mild side, lavender is a good choice for a scent.

There are floral scents that are sweeter than others and some that are a little stronger and you may think even toxic. You need to test out a scent that suits you and something you are comfortable wearing. Marc Jacobs makes a perfume that is good for the springtime. It is light and airy and doesn't have a heavy feeling. You want to go for light scents in the spring. Anything that is light and airy is good. Winter is more of a time for heavier, more romantic scents. Ralph Lauren and Calvin Klein make nice perfumes, but they may be too heavy for spring.

Instead of getting a heavy perfume, you may want to consider getting a body mist, body spray, or even body oil that is lighter for this time of year. Bath and Body Works and the Body Shop make really beautiful light scents that don't have a heavy smell or feel to them. You can go into either of these stores to try from a range of scents. You may not be able to find any wholesale perfumes at either of these stores, but they have products that you may like better than wholesale perfumes.

Wholesale perfume may or may not be cheaper than these scents. If it is wholesale perfume you are interested in, you can check this out by going to Google online. Some popular scents you may find at Bath and Body Works and the Body Shop are lavender, lemon, peach, coconut, strawberry, and hibiscus. Fruity and floral scents are very popular at these stores.

If you buy a body mist, you may go through the bottle faster than you would a bottle of perfume, as you only spray a couple sprays of perfume on your body, and the body mist you can really spray all over you without getting a heavy feeling like perfume. It is best to go for airy, light, and flowery when picking out a bottle of perfume for spring. You may need to do a little searching around to find the scent that best suits you for this season.

Can I Play Online Casino and Poker on My Apple Macintosh Computer?

In general, Mac users will experience problems if they want to play online casinos or attend poker rooms. The reason is that the standard software of the casino is adapted to ordinary PCs and not Mac computers. Most online casinos offer non-download versions of their software, which is completely compatible with a Macintosh computer. Below you can read more about the Mac and Mac casino poker rooms.

Flash casinos

A flash casino is a casino program that can be played with a Mac because you can play without installing software on your hard drive and you do not have to download it to install it.A Mac or a PC is can be used for mobile casino gambling. Experts claim that the graphics of the most appealing of flash casinos is powered by Microgaming. They offer almost all no-download casino versions and they offer a very acceptable version of Flash. An example of such a Microgaming flash casino would be Roxy Palace Casino.

Java casinos

The best Java-based no-download casinos on the market are probably those that are produced by the Software Developer Net Entertainment. This software is very popular and has always pleased customers. Net Entertainment casinos work with Mac computers and you do not need to download any software.

Web TV casinos

Have you ever been in a hotel without your laptop? Many modern hotels have TV connected to the web. The only casino with compatible TV web is Slotland Casino. Mac users have no problems with this because the casino is completely free for download.

Live dealer casinos

In this type of casinos, you play in a real casino via webcam. You can actually see the dealer as he shuffles the cards and he is a real person you can chat with. This is also a very popular option. Once again, no software download is required. You can read more about live dealer casinos reviews and see what they are all about.

No-download poker rooms

If you are looking for an online poker room which does not require you to download any software, then Poker Room is the answer. Poker Room offers two versions of its software: a downloadable version and a browser-based version. This is the best a first-class poker room in the no-download version. This non-downloadable software also works on a Mac. You can find out more about Poker Room and get casino reviews on the internet, so you should start doing some research.

HTML casinos

The king of HTML casinos - including casino software that requires no download - is Slotland Online Casino one of the most reliable online casinos. HTML casinos and Macintosh computers are compatible thanks to free download software.

Can Mac users download casino software?

Not usually. Macintosh users cannot play online casinos if they want to use the downloaded casino software. But, there is a way - of course. The Mac program "Virtual PC" can work on your Mac just like on any ordinary PC. You should be able to run the download versions of casino software, which were otherwise written for Windows users.

The Story of Halloween
Mood:  cheeky

Today, Halloween is known to us primarily as a native f the U.S. party with scary twists. Like almost all holidays and festivals, Halloween also has a much longer history than many would suspect. Although the source is not easy to understand... here it is.

The Christian All Saints/All Souls Day

Halloween is celebrated on October, 31 when kids get theit children halloween costumes and go out. The name is a transformation of the Eve of All Hallows. In Europe, it is the evening before All Saints' Day - the Catholic holiday is on November, 1. Given the linguistic laziness, All Hallows Even was transformed into Hallowe'en or Hallows' Eve. Christian holidays often start the evening before the actual holiday (e.g. Christmas Eve with Christmas). As the name suggests, the Catholic Church commemorates all saints (especially those who were blessed but not recognized). Pope Gregory IV set this holiday on November, 1 around 830 AD. A day later, Al Green took place. The deceased were commemorated on this day. It was long believed that the dead came back from purgatory for a short time on these days to haunt their relatives. This binding to religious holidays of Great Britain only occurs in the traditionally Catholic areas.

The Celtic Samhain Festival

This Halloween celebration, as we know it today, is the result of numerous interplays of history. Traditional customs and religious ideas merged and gave birth to a new festival completely detached from the old customs.

The monthly change from October to November has played an important role in the Northern European culture since ancient times. This is when the summer ended and the winter started. This transition is marked by the Celtic year-end festival Samhain, which is celebrated on November, 1. This celebration resembles Thanksgiving and springs from the rural solar calendar, which identified four major periods of the year. The cattle were removed from the meadows and the last crops were harvested.

The assumption that this was a Celtic festival of the dead is rather controversial for a cultural-historical source of a dead god named Samhain is unknown. With the invasions of the Romans in Northern Europe, these holidays sensed the influence of the Roman mortuary ceremonies. If you believe the legends, the gates of the Elf Hill opened on the Celtic Samhain Day. The living shared the earth with the dead on this day. Other Roman beliefs have developed and continue to shape the image of posterity. Today's idea of ​​afterlife and spirits is finally completed with Christianity.

The difficulty to classify the Samhain Festival lies in the fact that the Celts left almost no cultural records. Most records send us to outsiders, such as the Roman conqueror Caesar. Early records belonging to Christian writers are marked by the Christian faith mission. Scientific neutrality and ethnographic interest are not the main purposes.

But the term "Celts" is quite controversial, too, because this is not a homogeneous ethnic group or a continuous cultural group, but rather a loose ethnic one belonging to the Indo-European language family. Even this is controversial since there are also definitions of the term Celtic which emphasize the physical or archaeological similarities. There are still questions about how the Celtic language arrived in the UK. Maybe it represented an early form of cultural export.

The often-to-read reference to the Celtic New Year Samhain as a direct source of Halloween is rather wishful thinking to a very old myth especially since numerous customs and traditions associated with Halloween in Europe are versions of the Unruh night and other celebrations. People go from door to door and ask for gifts on other days, too.

Halloween was first mentioned in the 7th century. The historian Bede and the Anglo-Saxon Capuchin monk wrote "The Ecclesiastical History of the English People" and claimed that the surplus cattle was slaughtered in November, so November was also called the bloody month. Halloween parties and Halloween bonfires were not mentioned until the 17th century.

Halloween in the modern era

The emigration of Irishmen in 1840 is what made All Hallows' Eve so popular in the United States.Now kids dress in Harry Potter halloween costumes or other interesting characters. The tradition of carving vegetables lamps in the New World came from the Emerald Isle. The American pumpkin was appreciated much more than the domestic beet crop. Soon, the different religious and folk traditions of the Thanksgiving feast were mixed together in the big American pot.

Many of the rituals have lost their original historical meaning and are celebrated primarily for amusement and entertainment. Thus, Halloween festivities are based on the kind of spine-chilling stories known today. Halloween has been introduced in Europe at about the turn of the century, which is where it actually originates.